Traditional

18-20 WATER STREET

THURMONT , MD 21788

MLS#: MDFR2069076

$429,900

Status: Active
Listing number: MDFR2069076
Listing provided by: Long & Foster Real Estate, Inc.
Listing agent phone: None
Last update: an hour ago
Browse Properties
THURMONT - Residential

Property

Beds

4

Full Baths

3

1/2 Baths

None

Year Built

1880

Sq.Footage

2,988

Rare Opportunity in the Heart of Thurmont – Two Homes, Eight Garages, and Endless Possibilities This unique property offers two detached single-family homes, eight garage bays, and flexible residential/commercial zoning—all on one parcel with a single tax ID. It’s ideal for investors, multi-generational living, or those seeking home-based business potential. This property carries both historical charm and modern flexibility. The main home is move-in ready, featuring spacious living areas, a main-level bedroom and full bath, two additional bedrooms upstairs, and a sitting room over the kitchen. A new washer and dryer is also located on the main level. The second home includes a large upstairs bedroom with a full bathroom. The kitchen and second full bath are located on a half-level down (both in need of full rehab). The finished lower level includes a rec room and laundry area with a newer washer and dryer. A large upper-level deck needs repair, but the lumber to rebuild it is included. Additional features include: Eight total garage bays across three structures: 4 facing the rear alley (3 currently rented month to month) 3 side garages 1 tucked beneath the rear deck Each garage bay has electric (no water)—ideal for storage, workshop use, or contractor needs Public water and sewer Boiler heat (oil), window A/C units, and electric hot water heaters (both approximately 2 years old) Located just minutes from downtown Thurmont, Route 15, Cunningham Falls State Park, and Catoctin Mountain Park, this property offers convenience, versatility, and strong potential for value growth. Property is being sold as-is. Don’t miss this one-of-a-kind opportunity with flexible use, income potential, and a prime location in Northern Frederick County. Schedule your showing today!

Features & Amenities

Interior

  • Other Interior Features

    Ceiling Fan(s), Recessed Lighting

  • Total Bedrooms

    4

  • Bathrooms

    3

  • Above Grade Finished Area

    2988.0

  • Basement YN

    YES

  • Cooling YN

    YES

  • Cooling

    Ceiling Fan(s), Window Unit(s), Electric

  • Fireplace YN

    NO

  • Heating YN

    YES

  • Heating

    Oil, Baseboard, Radiant

  • Main Level Bedrooms

    4

Exterior

  • Garage

    Yes

  • Garage spaces

    8

  • Construction Materials

    Stone

  • Parking

    Garage Door Opener, On Street, Private, Paved, Garage, Attached, Detached

  • Pool

    Yes

  • Pool Features

    None

  • Waterfront YN

    NO

Area & Lot

  • Lot Size(acres)

    0.19

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Traditional

Price

  • Sales Price

    $429,900

  • Tax Amount

    5636.0

  • Zoning

    Commercial and Residential

  • Sq. Footage

    2, 988

  • Price/SqFt

    $143

HOA

  • Association

    NO

School District

  • Elementary School

    N/A

  • Middle School

    N/A

  • High School

    CATOCTIN

Property Features

  • Stories

    3

  • Foundation Details

    Permanent

  • Senior Community YN

    NO

  • Sewer

    Public Sewer

  • Water Source

    Public

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Location

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FREDERICK

Elementary School

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CATOCTIN

Listing Courtesy of Cindy Clipp , Long & Foster Real Estate, Inc.

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Rare Opportunity in the Heart of Thurmont – Two Homes, Eight Garages, and Endless Possibilities This unique property offers two detached single-family homes, eight garage bays, and flexible residential/commercial zoning—all on one parcel with a single tax ID. It’s ideal for investors, multi-generational living, or those seeking home-based business potential. This property carries both historical charm and modern flexibility. The main home is move-in ready, featuring spacious living areas, a main-level bedroom and full bath, two additional bedrooms upstairs, and a sitting room over the kitchen. A new washer and dryer is also located on the main level. The second home includes a large upstairs bedroom with a full bathroom. The kitchen and second full bath are located on a half-level down (both in need of full rehab). The finished lower level includes a rec room and laundry area with a newer washer and dryer. A large upper-level deck needs repair, but the lumber to rebuild it is included. Additional features include: Eight total garage bays across three structures: 4 facing the rear alley (3 currently rented month to month) 3 side garages 1 tucked beneath the rear deck Each garage bay has electric (no water)—ideal for storage, workshop use, or contractor needs Public water and sewer Boiler heat (oil), window A/C units, and electric hot water heaters (both approximately 2 years old) Located just minutes from downtown Thurmont, Route 15, Cunningham Falls State Park, and Catoctin Mountain Park, this property offers convenience, versatility, and strong potential for value growth. Property is being sold as-is. Don’t miss this one-of-a-kind opportunity with flexible use, income potential, and a prime location in Northern Frederick County. Schedule your showing today!

18-20 WATER STREET

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